Senior Year Student Financial Aid Checklist for Parents

  If your student will soon be headed off to college, filling out the FAFSA may be a rite of passage for their senior year. But, navigating the student financial aid maze can be tricky, even with the help of a college financial aid adviser. As a parent, having a student financial aid checklist can make the task of helping your ...

8 Steps to Reaching Financial Freedom

The term “financial freedom” can mean many different things. For some, it may be the ability to pay bills each month with money left over. For others, this could simply mean building up an emergency fund. Regardless of the goal, the end result typically means reaching a point that you are no longer stressed about ...

5 Ideas for Setting Clear and Effective Personal Finance Habits in 2019

IT'S NEARING THE END OF the year, and for many of Americans, that means it's time to start putting together New Year's resolutions. As many of us know from experience, resolutions often don't last, and the reason for that is that resolutions are often just poorly stated goals. A 2007 study from Dominican University of California by clinical ...

Should You Get a Balance Transfer Credit Card or Debt Consolidation Loan?

The average American credit card holder carries a balance of more than $6,300, according to a 2017 report by credit bureau Experian. While some pay off their balance in full each month, roughly 44 percent of credit card holders carry a balance from month to month. Credit card debt can be expensive, with an average interest rate of about 16 to ...

4 Uses For Your Home Equity Line Of Credit Other Than Home Improvement

When you think of a Home Equity Line of Credit (HELOC), home renovation projects are probably what immediately comes to mind. But a HELOC can be used for so much more than just home improvements. If you're a homeowner looking to make a any kind of purchase, or are just looking for the peace of ...