The average American credit card holder carries a balance of more than $6,300, according to a 2017 report by credit bureau Experian. While some pay off their balance in full each month, roughly 44 percent of credit card holders carry a balance from month to month.
Credit card debt can be expensive,
When you think of a Home Equity Line of Credit (HELOC), home renovation projects are probably what immediately comes to mind. But a HELOC can be used for so much more than just home improvements. If you’re
Buying a house is supposed to be the American dream, but it can turn into a nightmare for buyers who go into the process with unrealistic expectations and insufficient information.
“The process of buying a home [can be] excruciating,” says Craig Evans, an Ally Bank mortgage executive
Owning a home can lead to a comfortable retirement. In theory, you buy a house when you’re 30, faithfully make the mortgage payments for 30 years and at age 60 you own your house, free and clear. Now you have a solid nest egg and can sail into a worry-free retirement.
But more often, here’s
Home values are up. Way up. According to the real estate website Zillow.com, the average home’s value has shot up 6.8 percent in just the last year. That may not sound like a lot, but if you had a house worth $300,000 last year, if it’s as high as the national average, it’s