The “I’m Bad at Money” Person’s Guide to Understanding 401Ks and IRAs
Retirement-specific accounts offer a way for you to get more, whether via an employer contribution (matching 401Ks are a thing), tax-deferred growth, or tax-free withdrawals. Each comes with a financial incentive that makes it far more appealing than an initial plan of saving.
But not all of
Nearly two million Americans will graduate from college with an undergraduate degree this year, and most of them will enter the workforce rather than continue on to a graduate degree. As these twenty-some things begin earning wages from “real jobs” for the first time, many overlook